Study Hulk

IBPS Clerk 2026

Notification

The IBPS Clerk 2026 examination is one of the most popular banking recruitment exams in India. Conducted by the Institute of Banking Personnel Selection (IBPS), this exam is held every year to recruit candidates for clerical posts in participating public sector banks. The recruitment process is completely online and consists of two stages—Preliminary Examination and Main Examination. Candidates who qualify for the Main exam are allotted banks based on their merit and preferences. 

Particular 

Details 

Exam Name 

IBPS Clerk 2026 

Conducting Body 

Institute of Banking Personnel Selection (IBPS) 

Post Name 

Clerk (Customer Service Associate) 

Exam Level 

National 

Mode of Exam 

Online 

Selection Process 

Prelims and Mains 

Official Website 

www.ibps.in 

The official notification contains complete details regarding vacancies, eligibility, exam pattern, syllabus, application process, and important instructions. Candidates should carefully read the notification before submitting the online application. The notification also specifies category-wise reservations, application fees, and participating banks. 

Exam Date

BPS releases the recruitment schedule through its official notification. Candidates should regularly check the official website for the latest updates regarding registration, admit card, and examination dates. 

Event 

Expected Schedule 

Notification Release 

2026 

Online Application Begins 

To be Announced 

Last Date to Apply 

To be Announced 

Prelims Admit Card 

To be Announced 

Preliminary Exam 

To be Announced 

Mains Admit Card 

To be Announced 

Main Examination 

To be Announced 

Final Allotment 

After Mains Result 

IBPS Clerk 2026 Vacancy :

The exact number of vacancies will be announced along with the official notification. Vacancies are released state-wise and category-wise depending on the manpower requirements of participating banks. Candidates can apply for only one state or union territory based on their proficiency in the local language. 

IBPS Clerk 2026 Eligibility Criteria 

 
Candidates must satisfy the eligibility conditions prescribed by IBPS before applying. 
Criteria  Details 
Nationality  Indian Citizen or as per IBPS norms 
Educational Qualification  Graduation from a recognized university 
Computer Knowledge  Basic computer knowledge is desirable 
Local Language  Knowledge of the local language of the applied state 
Applicants should ensure that all educational certificates are available before the closing date of application. 
IBPS Clerk 2026 Age Limit 
The age limit is calculated according to the date mentioned in the official notification. 
Category  Age Limit 
Minimum Age  20 Years 
Maximum Age  28 Years 
Age relaxation is available for SC, ST, OBC, PwD, Ex-servicemen, and other reserved categories as per Government of India rules. 

Educational Qualification 

Candidates must possess a Bachelor’s degree in any discipline from a recognized university or an equivalent qualification recognized by the Government of India. Final-year students who have not obtained their graduation result before the prescribed date are generally not eligible. Candidates should also have basic computer knowledge, either through a certificate, diploma, or as a subject studied during school or college. 

IBPS Clerk 2026 Exam Pattern 

The recruitment process consists of two online examinations. 
Preliminary Examination 
Section  Questions  Marks  Time 
English Language  30  30  20 Minutes 
Numerical Ability  35  35  20 Minutes 
Reasoning Ability  35  35  20 Minutes 
Total  100  100  60 Minutes 
Main Examination 
Section  Questions  Marks 
General/Financial Awareness  50  50 
General English  40  40 
Reasoning Ability & Computer Aptitude  50  60 
Quantitative Aptitude  50  50 
Total  190  200 
There is negative marking of 0.25 marks for each incorrect answer. There is no interview stage in the IBPS Clerk recruitment process. 

IBPS Clerk 2026 Selection Process 

The selection process is straightforward. Candidates first appear for the Preliminary Examination. Those who qualify are shortlisted for the Main Examination. The final merit list is prepared based on the marks obtained in the Main Examination. After document verification, candidates receive provisional allotment to participating banks according to their rank, preferences, and available vacancies. 

IBPS Clerk 2026 Syllabus 

The syllabus mainly focuses on subjects commonly asked in banking examinations. 
Subject  Important Topics 
English  Grammar, Vocabulary, Reading Comprehension, Cloze Test 
Reasoning  Puzzles, Seating Arrangement, Coding-Decoding, Syllogism 
Quantitative Aptitude  Simplification, Arithmetic, Data Interpretation, Number Series 
Computer Aptitude  Computer Basics, Internet, MS Office 
Financial Awareness  Banking Terms, Current Affairs, RBI, Economy 
Candidates should prepare from standard banking books and solve previous years’ question papers regularly. 

IBPS Clerk 2026 Salary Structure 

After the 12th Bipartite Settlement, the salary of an IBPS Clerk (Customer Service Associate) has been revised. The starting basic pay is ₹24,050 per month. Along with the basic pay, employees receive several allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, and Transport Allowance. The approximate gross monthly salary is around ₹40,700, while the in-hand salary generally ranges from ₹37,000 to ₹39,000, depending on the city of posting, applicable allowances, and deductions.  
Salary Component  Approximate Amount 
Basic Pay  ₹24,050 
Dearness Allowance (DA)  ₹4,769 
House Rent Allowance (HRA)  ₹2,740 
Special Allowance  ₹7,083 
Transport Allowance  ₹850 
Other Allowances  As Applicable 
Gross Monthly Salary  ₹40,720 
Approximate Deductions  ₹2,986 
Approximate In-Hand Salary  ₹37,734 

IBPS Clerk Pay Scale 

Stage  Basic Pay 
Initial Basic Pay  ₹24,050 
After 3 Years  ₹28,070 
After 6 Years  ₹33,020 
After 10 Years  ₹41,020 
After 17 Years  ₹57,400 
After 18 Years  ₹61,800 
Maximum Basic Pay  ₹64,480 
Note: The salary may vary slightly depending on the place of posting, DA revisions, and bank-specific allowances.    

Best Books for IBPS Clerk 2026 Preparation 

Choosing the right study material can make preparation more effective. The books listed below are widely recommended because they explain concepts clearly and include sufficient practice questions. 
Subject  Recommended Book  Author/Publication 
Quantitative Aptitude  Quantitative Aptitude for Competitive Examinations  R.S. Aggarwal 
Quantitative Aptitude  Fast Track Objective Arithmetic  Rajesh Verma 
Reasoning Ability  A Modern Approach to Verbal & Non-Verbal Reasoning  R.S. Aggarwal 
Reasoning Ability  Analytical Reasoning  M.K. Pandey 
English Language  Objective General English  S.P. Bakshi (Arihant) 
English Language  Word Power Made Easy  Norman Lewis 
General/Financial Awareness  Banking Awareness  Arihant Experts 
Current Affairs  Monthly Current Affairs Magazine  Affairs Cloud / Olive board 
Computer Aptitude  Objective Computer Awareness  Arihant Experts 
These books, combined with regular mock tests, previous years’ question papers, and daily current affairs revision, provide a strong foundation for cracking the IBPS Clerk examination.   

Preparation Tips 

Preparing consistently is the key to success in the IBPS Clerk examination. Create a daily study schedule and divide your time among all subjects. Practice mock tests every week to improve speed and accuracy. Revise important formulas, grammar rules, and current affairs regularly. Solving previous years’ papers will help you understand the exam pattern and identify frequently asked topics. Time management and regular revision play an important role in scoring well in both the Preliminary and Main examinations. 
Conclusion 
IBPS Clerk 2026 offers an excellent opportunity for graduates who wish to build a stable career in the banking sector. With a simple two-stage selection process, attractive salary, job security, and growth opportunities, the examination attracts lakhs of candidates every year. Aspirants should start their preparation early, stay updated with official announcements, and practice regularly to improve their chances of selection. A disciplined study plan and consistent effort can help candidates secure a clerical position in one of India’s leading public sector banks.